Where to get free credit reports Lake Charles

How high or low your credit score is will affect your chances of qualifying for a loan, being approved for a new credit where to get free credit reports Lake Charles card, getting an auto loan, being approved for housing, and even getting a new job or a promotion. An example of why you should be cautious and watchful: A violators scam is caught Consumerinfos aggressive advertising convinced many consumers to take advantage of their offer a free credit report, and along with it a free trial of their credit monitoring service as a bonus. Consumers were required to sign up to avail of the free credit report, and provide their personal details as well as a valid credit card number. The website stated where to get free credit reports Lake Charles clearly that the credit card would not be charged during the free trial period, and was only required to create the account. credit scores credit reports

What many people did not realize was that it was not free at all. Consumers who did not cancel within 30 days were charged an annual fee of $79.95.

The Federal Trade Commission (FTC) where to get free credit reports Lake Charles took Consumerinfo to court on the grounds that its advertising was deceptive and that it failed to disclose that its free credit report offer was not associated with consumers right to a free credit report under federal law. free credit report from 3 bureaus The court ruled that consumers who ordered a free credit report from the companys websites freecreditreport.com or consumerinfo.com between November 1, 2000 and September 15, 2003 would have to be refunded their money. The court ordered Consumerinfo to refund the payments which they obtained fraudulently by crediting the card that consumers used to sign up for the trial offer. Consumers who signed up for this trial offer would have the amount credited to their credit or debit card, and would receive where to get free credit reports Lake Charles a notice by email or postal mail from the company informing where to get free credit reports Lake Charles them of the action, whether the company is successful or not. 3 credit scores free Consumers who believed they are eligible for the refund but did not receive any notice from the company were encouraged to contact Consumerinfo directly through helpconsumerinfo@consumerinfo.com.

Free versus paid credit score: is the low price worth the risk?